Alternative to a debt collection agency
Looking for a debt collection agency? Fix it at the root instead.
You've got an invoice that hasn't been paid and you're weighing a collection agency. Understandable — you want your money. ChaseFlow can take an unpaid invoice on, professionally and neutrally. But before you hand it to a collector, here's why that's treating the symptom.
Relieve the immediate problem
ChaseFlow can step in on an invoice that's already late — a neutral mediator works it on a fixed, professional protocol, and if it goes the distance you receive a court-ready audited report and can hand it to a partner lawyer for a formal Letter of Demand. So the immediate problem is covered.
The root cause
A collection agency is a smoke alarm that rings after the fire. By the time you call one, the relationship is usually already broken, the agency takes 15–30% of whatever it recovers, and it often holds the money before passing it on. The reason it got that far is that nothing was managing the invoice from the day it was issued.
The reframe
Switch every invoice into managed receivables from issuance and you rarely reach the point of needing a collector at all. A neutral party works each invoice from day one, the cost is a flat fee per invoice (never a cut of what you're owed), your customer pays you directly — ChaseFlow never touches the money — and the relationship survives because the pressure never comes from you. Moving forward, you don't get into the situation again.
ChaseFlow is not a debt collection agency, and never holds a cent of what you're owed.
Early network proof
225 invoices · $1.2M processed · ~70% average DSO reduction · 96% paid within 90 days
Methodology on request.
Frequently asked questions
Is ChaseFlow a debt collection agency?+
No. It's a managed receivables service that works before a debt becomes a collection problem — from issuance, with professional mediation rather than collection pressure. Collectors work after the relationship has broken down; ChaseFlow works before, to keep it intact.
Can ChaseFlow recover an invoice that's already late?+
Yes — it can take on a late invoice and work it neutrally, ending (if needed) in a court-ready audited report and a partner-lawyer Letter of Demand. But it's cheaper and far more effective when an invoice is managed from issuance.
Does ChaseFlow take a percentage of what it recovers?+
Never. A flat fee per invoice, whatever the invoice is worth — unlike collectors who take 15–30%.
Will it damage my customer relationship?+
No — your customer deals with an independent neutral mediator, never with you, so the relationship you trade on stays intact.
See it before you decide.
Related: Audited report on unpaid invoices · What is managed receivables?